Our Services
Personalized Planning for Every Stage of Life
At United Senior Advisors, Inc., we provide a comprehensive range of services designed to address the unique challenges faced by seniors and their families. Our multidisciplinary approach combines elder law expertise*, asset protection, and nursing case management to develop holistic strategies, to help protect your assets, maintain independence, and ensure quality care.
Planning Ahead
Aging challenges must be faced proactively with proper expertise and guidance. At United Senior Advisors, Inc., our planning services involve strategies to help protect assets from potential future long-term care costs. We provide a detailed analysis of your financial resources and design plans to safeguard your estate as health needs change over time, with a focus on probate avoidance through the coordination of legal services related to documents such as:
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Durable Powers of Attorney
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Health Care Proxies
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HIPAA Medical Releases
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Trusts
Community Care Planning
When faced with the need for care services, we help identify all available resources to meet your family’s goals. When Medicare covered home care services are not enough, or no longer an option, we evaluate and assist in establishing eligibility for all available community-based Medicaid/Masshealth programs that maximize care services and are designed to delay or avoid nursing home placement. These options include the Frail Elder Waiver Program, PACE (Program for All-Inclusive Care for the Elderly), Adult Family Caregiver Programs, Personal Care Attendants, and the Veterans Aid and Attendance Pension for those in need of personal assistance and qualify based on wartime service.
Nursing Home Medicaid Planning
Our comprehensive guidance is invaluable when families are suddenly faced with a loved one needing care in a nursing facility. Our services address three critical elements: healthcare guidance and advocacy, coordination of legal services necessary to effectuate proper planning, and asset preservation strategies to extend long-term care dollars. Oftentimes families are told that there are no asset protection options if no pre-planning has been done, but this is not the case in most circumstances. As care needs evolve, such as during frequent or current hospitalizations that may adversely affect insurance coverage, we are able to implement urgent asset protection strategies to accelerate Medicaid/Masshealth eligibility and obtain long term care coverage.
Estate Planning/Legal Overview
United Senior Advisors, Inc, coordinates legal services* related to estate planning, to support the needs for:
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Durable Powers of Attorney
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Health Care Proxies
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HIPAA Medical Releases
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Wills
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Probate Avoidance and Asset Preservation documents, such as Revocable Trusts, Irrevocable Trusts, Medicaid compliant d4c Pooled Trust, Special Needs Trusts, Deeds with Life Estates or Realty Trusts
Care Coordination & Advocacy
Our dedicated Case Managers provides ongoing guidance and advocacy as health declines and as care options become complex. We assist with navigating care setting options based on acute and long-term health issues and insurance coverage. Our services include caregiver support, referrals to appropriate agencies or programs (including respite care), and guidance on elder housing options like senior housing, assisted living, rest homes, and nursing homes.
Financial Guidance/Asset Protection
Our financial guidance encompasses asset protection plans, allocation of assets for maximum protection from nursing home and long-term care costs, optimizing care dollars and resources, nursing home and community-based Medicaid/Masshealth applications, Veterans Aid & Attendance Benefits, and Long-Term Care Insurance Guidance.